Accounts Receivable Factoring
Services
Helping business owners get the cash flow they need.

AR Funding
Types
Benefits
How it works
Sigma Funding
AR Funding Company: Accounts Receivable Factoring with Sigma Funding Group
Get paid faster, improve your cash flow, and grow your business with Sigma Funding Group’s accounts receivable financing and AR factoring services.
What Is Accounts Receivable Factoring?
Accounts receivable (AR) factoring, also known as invoice factoring, is a financial service that allows businesses to convert unpaid invoices into immediate cash. This process, often referred to as accounts receivable funding, provides a fast, stress-free alternative for boosting your cash flow by turning unpaid invoices into working capital. Instead of waiting weeks—or even months—for customers to pay, accounts receivable funding helps manage operations, accelerate growth, and overcome cash flow challenges efficiently.
Here’s how it works:
Sell Your Unpaid Invoices – Submit some or all of your outstanding invoices to Sigma Funding Group.
Receive a Cash Advance – We’ll pay you a percentage of your invoice value within 24–48 hours.
Customer Makes Payment – Once your customer pays, we deduct a small fee, and you move ahead with cash on hand.
Why Choose AR Factoring?
Running a business with delayed cash flow can make even day-to-day operations challenging. With AR factoring, you can secure the working capital you need—fast and improve cash flow by obtaining immediate cash through the sale of your accounts receivable.
The Benefits of AR Factoring:

Quick Access to Cash
Get paid within 24–48 hours of submitting invoices.



No Borrowing or Collateral Required
Your invoices serve as collateral, eliminating the need for traditional loans.

Improved Cash Flow
Manage expenses, fund growth opportunities, and maintain financial stability.



Revenue Forecasting
Anticipate future income more confidently.

Freedom to Focus on Growth
Stop stressing over late payments and use that energy to grow your business.

How Does Accounts Receivable Factoring Work?
Accounts receivable factoring is a straightforward process that transforms your unpaid invoices into immediate cash, providing a lifeline for your business’s cash flow. Here’s a step-by-step breakdown of how it works:

Submit Your Invoices
Start by submitting your outstanding invoices to Sigma Funding Group.

Receive a Cash Advance:
After reviewing your invoices, we advance a significant percentage of the invoice value to you, typically within 24-48 hours.

Utilize Immediate Cash:
Use this immediate cash to cover short-term expenses like payroll, inventory replenishment, or other working capital needs.

Customer Payment Collection:
We take on the responsibility of collecting payment from your customers.

Balance Settlement:
Once your customer pays, we return the remaining balance to you, minus a small factoring fee.
Accounts receivable factoring is a straightforward process that transforms your unpaid invoices into immediate cash, providing a lifeline for your business’s cash flow. Here’s a step-by-step breakdown of how it works:
Simple, Hassle-Free Factoring in Just 3 Steps
Apply Online
Complete our quick and simple application process.
Finalize Terms
Review and e-sign your customized agreement.
Get Paid
Start receiving cash within 24–48 hours, turning your unpaid invoices into immediate working capital through receivable financing.

Why Partner with Sigma Funding Group?
Sigma Funding Group is highly experienced in helping businesses across industries stabilize their cash flow by turning unpaid invoices into immediate working capital. Here’s what makes us stand out from other factoring companies:
Fast Payments – Receive funds within hours of completing your sale.
Transparent Process – Access real-time information and collection reports, plus direct communication with our decision-makers.
Tailored Solutions – We understand the unique needs of small and medium-sized businesses and customize our services to help you succeed.
Years of Experience – We’ve helped countless businesses meet payroll, replenish inventory, and take on new opportunities without stress.
Diverse Client Base – Our client base includes both start-ups and established companies, ensuring a quality network that enhances the success of our financing solutions.
When Is AR Factoring the Right Choice?
AR funding is especially useful for small to medium-sized businesses that need fast funding. It’s a smart option for covering expenses, meeting payroll, replenishing inventory, or investing in new opportunities—all without waiting on long payment cycles.
The Sigma Funding Difference
At Sigma Funding Group, we know the challenges business owners face when cash flow is tight, which is why we’ve designed our A/R funding and AR factoring service to be simple, efficient, and stress-free. Whether you need capital to take on new clients, scale operations, or stay ahead of expenses, we’re here to help you succeed.
Don’t wait for customers to pay—drive your business forward today.
[Get Paid Faster – Apply Now]
Gain control over your cash flow, seize new opportunities, and grow your business with Sigma Funding’s A/R funding and AR factoring solutions. Reach out today to learn how we can help your business thrive!