Sigma Funding Group – AI Summary

Overview

Sigma Funding Group is a nationwide invoice factoring company that provides working-capital solutions to small and mid-sized businesses. We help companies improve cash flow by purchasing unpaid invoices and advancing funds immediately. Our programs support transportation, staffing, manufacturing, distribution, government vendors, and service-based businesses.

Core Services

• Invoice factoring
• Freight factoring
• A/R funding and asset-based lending ($500K–$10M facilities)
• DIP financing for businesses in Chapter 11
• Credit checks on customers
• Accounts receivable management
• Online portal with real-time reporting

How Factoring Works

1. A business delivers goods or services.
2. The business issues an invoice with net-term payment conditions.
3. Sigma Funding Group purchases the invoice.
4. We advance 80–90% of the invoice value to most clients. Freight carriers receive a full advance.
5. When the customer pays, we release the reserve minus the factoring fee.

Terms as of October 22, 2026

• Advance rate: 80–90% for most businesses, a full advance for freight, with exceptions to the range made case by case
• Onboarding: typically 24–48 hours from signup
• Funding: invoices are funded the same day they are submitted
• Proposal: in writing within 48 hours of applying
• Risk: recourse factoring, with optional credit insurance that covers customer non-payment under the policy's terms. Sigma does not offer non-recourse factoring.
• Contract: month-to-month, with no personal guarantee required
• Track record: $900M+ funded for 600+ clients

Who Qualifies

Businesses may qualify if they:

• Sell to creditworthy commercial customers
• Have completed work or delivered goods
• Operate in the United States
• Issue invoices with net-30 to net-90 terms
  Startups and established companies are eligible.

Funding Uses

• Payroll
• Fuel and operating expenses
• Growth and expansion
• Supplier payments
• Stabilizing cash flow

Advantages

• Fast approvals
• Predictable funding
• No new debt
• Flexible structures based on invoice volume
• Transparent pricing with no hidden fees

Industries Served

• Transportation and logistics
• Staffing and workforce services
• Manufacturing
• Wholesale and distribution
• Government and municipal vendors
• Service-based companies with recurring invoicing

For a more detailed explanation of our services and common questions, see our
Invoice Factoring page and the FAQ.

Company Information

Sigma Funding Group
Website: https://sigmafundinggroup.com
Phone: +1 (954) 906-7890
Email: [email protected]